BanuchiInvestors (Parent Company) owns and manages over 10,000 class C apartment building units throughout Miami and NYC free and clear of any mortgages. We are nationwide and international in private alternative business ,commercial and venture capital with fast closings.We are international commodities investors in buying, selling and monetization of hard and soft assets. As a diversified company we lend our funds of 1 to 20 million with speedy closings for class C and B
apartment buildings. Moreover our company has equity partnership ownership in 48 states of various businesses and commercial properties such as hotels, storages, multi family, office buildings, retail, mixed use, etc. We are nationwide specialists in asset based Investment property loans for residential 1-4, multi-family, mixed use, small and large commercial properties with no upfront fees. Our asset-based lending approach is focused on the property’s value and revenue-generating potential instead of the borrower’s personal income. Our asset-based mortgage programs are specifically designed for independent real estate investors and small business owners who often don’t qualify for traditional bank loans, including W-2 employees, self-employed entrepreneurs, and small business owners.
Whether you are a seasoned buyer seeking another investment property, an opportunist looking to flip houses, or a self-employed entrepreneur in need of their first small business real estate loan.
We have the capacity to help with unusual loans and circumstances for the following:
Apartment/Office buildings,Multi family,Retail,Mixed use,Hotel/Motel,Recreational,Day care,Hair Salons,Auto repair/auto body, Funeral homes, Office/warehouses, Mobile home parks, Garage/storage,Bar/Restaurant.
(All small commercial loans are 30 days closings! All residential loans are 15 days or less Closings!)
Large Commercial Loans 3 million and up :30 Days Closings!
We have all types of fast private business loans regardless of credit scenarios or lack of property ownership of business.
The following are our types of specialties of loans,
Equipment Leasing | Account Receivables Financing | Contract Financing | Commercial Development Financing | Factoring | SBA Loans | Franchise Financing | Medical Practice Loans | Medical Receivables Financing | Working Capital Loans | Merchant Cash Advances | Sale Leasebacks | Stock Loans | Asset Based Financing | Structured Settlement &Annuity Financing | Project Financing | Bridge Loans & Hard Money Loans | Lines of Credit | Gas Station Financing | Repossessed Asset Financing |Debt Restructuring | Venture Capital | Equity Financing | Business Acquisitions | Purchase Order Financing | Energy & Commodity Finance| Hotel Financing | Construction Financing | Commercial Real Estate Financing | Joint Venture Capital | Mergers & Acquisitions | Mezzanine Financing | Development Financing | Unsecured Lines of Credit | Church Financing and many more…
Designed for investors seeking a simple financing solution for purchase or refinance, with the flexibility to remain in the loan
for up to 30 years.
A short-term “fix-and-flip” solution.
Our Loan is the best short-term solution for acquiring and improving property value. It's designed for “fix-and-flip” investors seeking a short-term, interest-only
A higher LTV alternative to hard money.
With its higher LTV ratio, our loan is designed for investors with credit issues seeking an interest-only, short-term loan as an alternative to hard money financing.
A low LTV loan with easy credit requirements.
Our loan is designed for investors with derogatory credit issues and high equity seeking quick and easy credit qualification.
Foreign Investor Loan
The perfect option for foreign real estate investors.
Our Foreign Investor program is specifically designed for foreign investors who are seeking investment properties in the U.S. but have not found a financial solution.
CMBS CONDUIT LOANS BENEFITS
The two most compelling benefits of CMBS conduit loans?
All CMBS conduit loans are fixed-rate and have a 5-7- or 10-year loan term. CMBS conduit loans amortize on long 25-or 30-year schedules and can have interest-only payments during the first few years of the loan term. CMBS conduit loans close fast — in as little as 30 days — and all CMBS conduit loans are assumable.
CMBS conduit loans can be approved and closed with borrowers who have credit blemishes such as prior loan defaults and property bankruptcies as long as the individual who owns the property being financed through a CMBS conduit loan did not act in “bad faith.” In addition, individuals with poor personal credit scores can qualify for CMBS conduit loans because the underwriting and approval for a CMBS conduit loan is based primarily on the income from the property being financed, not the credit of the individual owner.
The following types of leased income-producing real estate are eligible for CMBS conduit loans:
COMMERCIAL BANK LOANS
Commercial bank loans are conventional fixed-rate, first mortgage loans secured by stabilized or nearly stabilized income-producing and owner-occupied commercial real estate properties that are leased to tenants or are owner-occupied.
Agency loans are conventional fixed-rate, first mortgage loans secured by stabilized income-producing multifamily and manufactured housing communities that meet Fannie Mae and/or Freddie Mac underwriting
SBA AND USDA LOANS
SBA loans are commercial mortgage loans secured by owner-occupied real estate properties that are partially guaranteed by the U.S. government or provide below-market interest rates to borrowers using the credit of the U.S. government.
USDA loans are commercial mortgage loans partially guaranteed by the United States Department of Agriculture (USDA) secured by owner-occupied real estate properties located in rural areas. The loans are guaranteed through the USDA Business and Industry Loan (B&I)